Buying Tips for Penticton Home Buyers

 

Choosing a home is one of the biggest investments you can make and having qualified, knowledgeable help will assist you in all of the decisions needed to navigate the world of real estate.  Whether you’re a first time buyer, seasoned professional or looking to change your current home or location, Dan Jones brings a wealth of information and tools to make your transition efficient and uncomplicated.  Step-by-step planning is the key to success in the home buying experience.  Dan’s comprehensive resources include community/valley knowledge, available lending programs, home warranties, and buying and selling services - all designed to help you find the perfect home at the perfect price, Dan has got you covered.
 

 

To ready you for this, here is a general overview of what to expect and prepare.

Get Your Finances In Order

The first thing you’ll need to do is put money aside for a down payment. This amount is (at minimum) 5% of the purchase price of the home you’re planning to buy. Second, you’ll need to meet with a mortgage broker to determine what you can afford. Shopping around for the best rate is highly recommended.

Visualize Your Dream Home

Once you’ve established a price range, it’s time to decide what type of home will best suit your lifestyle. Think about things like access to schools, recreational facilities, what the neighbourhood is like, and so on. Why you’re choosing to buy should help answer these questions for you — so think about it carefully. You may want to put this down in writing and create a needs v/s wants list.

Meet With a REALTOR®

It’s important to partner with a REALTOR® you feel completely comfortable with. A REALTOR® can help you find your dream home, that meets both your needs and your budget. They will set you up with viewing appointments, and also help bring clarity to the complicated process of buying a home. You’ll want to go with an experienced and knowledgeable REALTOR® who you can be sure will represent your best interests.

The Search

Using the property search on this site and consulting with your REALTOR®, you will be able to find homes in your desired area. They’ll update you frequently regarding new listings and schedule you appointments with sellers.

Closing

Your REALTOR® can help you place an offer that the seller will either accept, counter, or reject. After you’ve negotiated an offer, you’ll need to conduct a home inspection and deal with any repairs (the cost of which you can also negotiate with the seller). Finalize your mortgage with a visit to your lender, and you’re ready to sign off on ownership. This typically takes place in a lawyer’s office.

At this point, congratulations are in order! Becoming a new homeowner is one of the most liberating things you’ll ever experience. There are many benefits to home ownership — pride of ownership, the ability to make home improvements, building equity, appreciation — the list goes on.


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